Outer Banks Real Estate Sales

800-647-1868

Beach Mortgage Interest Rates as of 10/11/07

Published October 11, 2007 by Bernie Trevillian

BEACH MORTGAGE CO., INC
LOAN OFFICERS:
BOB KRAINIAK
BERNIE TREVILLIAN
TONY CIRILLO
RANDI EURE
JOY WHITE
NATALIE DUTT
RICK FOWLER

*****************Current Offerings as of October 11, 2007*****************
(Rate subject to change)
NEVER AN APPLICATION FEE

SUPER JUMBO ARMS
3/1 Program 5/1 Program
Interest Only
63/4+0 71/8+0
61/2+.50 7+.50
61/4+1 67/8+1

95% Primary Homes
85% Secondary Homes $650,000 - $1 Million
(Please Call for Quote)

Lot Loans

• 90% LTV (80% LTV off-road)
• Interest Only Loans
• No Loan Limits
• 48 Hour Approval
• 1 Total Point ($600.00 Minimum)
• 1 Yr, 3 Yr, 5 Yr., Balloons also available

(Please call for Quotes)

(Good in Four Wheel Drive Territory)

Jumbo Loans

30 Year: 15 Year:

71/8+0 67/8+0
7+.50 63/4+.50
67/8+1 65/8+1

*Available on Primary & Secondary Homes
** Call for LTV’s

Construction / Permanent Loans

• Prime + .50%
• Quick Closings
• Extended Rate Lock with Float Down

* Call for more details

ARM Loans

1 Year ARM: 3/1 ARM: 5/1 ARM:

61/2+0 65/8+0 67/8+0
6+1 61/8+1 61/2+1

95% Primary Residence to 417,000
90% Second Homes to 650,000
Investor Loans*

Fixed Rates/Arms

90% to 650,000
80% to 1,000,000
70% LTV up to 1,500,000

* Call for current rates

Conforming Loans*
30 Year: 15 Year:
63/8+0 61/8+0
61/4+.50 6+.50
61/8+1 57/8+1
95% Primary Homes to $417,000
95% Second Homes to $417,000

*20 Year & 10 Year Loans Available
Additional Programs

• 100% Primary Home Buyers
• NO Doc/ Low Doc Loans
• 80/20 No “PMI” Loans
• Pay Option Arms- 1% Rate
• 95% Second Homes!!!!!!!

CALL TODAY FOR MORE DETAILS

** ALL QUOTES ABOVE “INCLUDE” ORIGINATION FEE**
RESORT MORTGAGE SPECIALIST FOR
COASTAL CAROLINA

5117 N. CROATAN HWY.
KITTY HAWK, NC 27949

PHONE: 252-261-2100
1-800-248-8923
FAX: 252-261-2561
E-MAIL: beach@beachmtg.com


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