Outer Banks Real Estate Sales

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Jumbo Loans at an Amazing Rate 5.25% today with Shane Cook at First Horizon

Published March 28, 2008 by Shane Cook

First off this week I want to tell you about two amazing programs that First Horizon has lined up for Jumbo loans. We have arranged an exclusive portfolio ARM with rates that cannot be beat. The rates on this program today are 5.25% for a 5 year ARM and 5.625 for a 7 year ARM. This program can do 2nd homes and primary residences and loan amounts up to $3,000,000, and normally requires roughly 20% down (varies per purchase price.) The rates will also vary depending on credit score, loan amount, etc., but this is an amazing program that will help move along some of these Jumbo properties in the spring market. Please call or e-mail me for more details. There is also a lot of good news these week on the economy side as the February reports showed home sales in the US increased in February for the 1st time in 7 months. In addition I have read two articles this week (1 of which in Money Magazine) saying now is the time for investors to start buying beach property. A wise man once told me “the best time to buy is when the seller’s think the worst is yet to come.” I believe that this is the time he was telling me about. Have a great weekend, and call me anytime. Always available 207-2665



Shane Cook

Senior Mortgage Specialist

800-256-7887/Cell 252-207-2665



“A pre-qualification you can trust”

Total Loan Denial Letters Issued After Pre-qualification 2005, 2006, 2007: 0



All quotes listed below only require 10% down, and have no private mortgage insurance (PMI), for qualified borrowers. Quotes listed below are for 30 day locks. Add .125% of a percent for Interest Only.



Conforming: loan amount less than $417,000



Primary Residence and Second Homes

40 Year Fixed: 6.25% 1 origination

30 Year Fixed: 5.875% 0 origination

30 Year Fixed: 5.625% 1 origination

15 Year Fixed: 5.125% 1 origination

7 Year ARM: 5.5% 1 origination

5 Year ARM: 5.25% 1 origination



Government Loans for Primary Residences

FHA 30 Year: 6.0% 0 origination

VA 30 Year: 5.75% .5 origination

USDA: 6.0% 1 origination



Investment Property



30 Year Fixed: 6.125% 1 origination

15 Year Fixed: 5.75% 1 origination



Jumbo Loans (loan amounts over $417,000)



7 Year ARM: 5.25% 1 origination

5 Year ARM: 5.625% 1 origination



Shane Cook

Senior Mortgage Specialist

First Horizon Home Loans

(Office) 800-256-7887

(Cell) 252-207-2665

(Fax) 866-669-5871


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