Outer Banks Real Estate Sales

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OBX Mortgage Rate Update from Shane Cook at First Horizon

Published April 11, 2008 by Shane Cook

Finally some sunshine is coming through today. Let’s home for some sunny weather this weekend to bring more spring buyers down. Rates are stable this week with some lowerings occurring this morning and into the weekend due to negative date on consumer confidence. 30 Year Fixed Rates are looking good at 5.625%. We are adding new programs every day, and have some very exciting programs coming down the road that I look forward to telling you about. We are still able to do 1 week closings for clients who are trying to get in before rental season. Call me for details.

Have a great weekend and call me anytime. Always available 207-2665.
cloudy

Saturday

Mostly cloudy. A slight chance of showers and thunderstorms in the afternoon. Windy with highs in the lower 70s. Southwest winds 15 to 25 mph. Chance of rain 20 percent.

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partlysunny

Sunday

Partly sunny. Highs in the lower 60s. West winds 10 to 15 mph.

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Shane Cook

Senior Mortgage Specialist

800-256-7887/Cell 252-207-2665



“A pre-qualification you can trust”

Total Loan Denial Letters Issued After Pre-qualification 2005, 2006, 2007: 0



All quotes listed below only require 10% down, and have no private mortgage insurance (PMI), for qualified borrowers. Quotes listed below are for 30 day locks. Add .125% of a percent for Interest Only.



Conforming: loan amount less than $417,000



Primary Residence and Second Homes

40 Year Fixed: 6.25% 1 origination

30 Year Fixed: 5.875% 0 origination

30 Year Fixed: 5.625% 1 origination

15 Year Fixed: 5.125% 1 origination

7 Year ARM: 5.625% 1 origination

5 Year ARM: 5.875% 1 origination



Government Loans for Primary Residences

FHA 30 Year: 5.875% 0 origination

FHA 30 Year: 5.5% 1 origination

VA 30 Year: 5.625% 1 origination

USDA: 6.0% 0 origination

Investment Property

30 Year Fixed: 5.875% 1 origination

15 Year Fixed: 5.5% 1 origination



Jumbo: loan amounts greater than $417,000 for 2nd Homes and Primary Residences



7 Year ARM: 5.625% 1 origination

5 Year ARM: 5.875% 1 origination



Shane Cook

Senior Mortgage Specialist

First Horizon Home Loans

(Office) 800-256-7887

(Cell) 252-207-2665

(Fax) 866-669-5871


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