Homes For Sale That Do Not Require Flood Insurance on the Outer Banks
These homes are located in the best possible Flood Zone available. This means you most likely will not be required to purchase Flood Insurance by your lender.
4 bd
5 ba
Location, Amenities, Access! This 4 bedroom, 5.5 bath cottage is just 2 lots back from the oceanfront with easy beach access just a 3 minute walk away. Vacationers love the central location, perfect for walking or biking to your favorite restaurants and distinctive shops. Amenities are key for a strong rental producer, and this cottage features an elevator, inviting pool and hot tub, 3 en suite bedrooms, large great room with space for everyone, plus two additional gathering areas for smaller groups. Top deck features ocean views, and decking on east & west sides means you can catch sunrises & sunsets daily. Large kitchen with island and pantry facilitate meal preparation, and there's room for everyone at the 10 chair dining table. Top level features surround sound for full movie enjoyment, and music also pipes to the pool area and top deck. The cottage conveys fully furnished with some exceptions (to be determined soon.) Low maintenance exterior includes attractive vinyl siding, Trex decking, vinyl railings, lattice work, and fencing. When embarking on special activites, the location at MP 9.5 is a great starting point. It's an easy commute to your chosen activity of the day, whether it's horse watching in Carova, a trip to quaint Manteo, lighthouse climbing, Jockeys Ridge or the Wright Brothers Monument. Less time getting there means more time to soak in the sights!
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4 bd
3 ba
154 Baycliff sits safely in an X Flood Zone on one of the highest hills in the OBX, so no flood insurance is required! Now priced to sell at 2025 Tax Assessed Value, live stress-free on the water!
Enjoy total peace of mind with a brand NEW Fortified Hurricane Roof (Class 4 High Impact) carrying a 20-year transferable warranty, newly renovated pier (2026) and a recent high-quality vinyl seawall (2022). Updated PEX plumbing (2022) and new water-facing doors and windows (2026) throughout.
This spacious 4-bedroom, 3.5-bath Saltbox in the gated Bay Cliff community offers the ultimate waterside lifestyle. Inside, soaring ceilings and a massive wall of windows frame a panoramic, west-facing view of the Albemarle Sound. On rainy days, retreat to the huge bonus room equipped with a brand new 125” 4K Projector TV, a high-end, 13-speaker surround sound system, and a long-distance antenna for free live sports—all of which conveys with the home! Even the 550 sq. ft. garage has been recently finished and air-conditioned, making it perfect for working out, watching the game, or parking all your toys indoors.
Step outside to experience breathtaking sunsets and frequent sightings of dolphins, ospreys, and otters right from your deck. The waterfront setup is unmatched: fish or crab from your freshly rehabbed private pier, or utilize the boat slip, which is wired for a motor for year-round jet ski or boat storage. The house even conveys with a Hobie pedal kayak so you can float around on day one, and a HEATED outdoor shower is waiting for you when you return!
Live on the water, walk to the pool, and drive to the beach in under 10 minutes. You’re just five lots down from the community 'Claw Club,' featuring a gorgeous soundfront pool, a gym with new equipment, a clubhouse, and an additional boat launch for a low $200/month HOA (also includes trash & sewer) Perfectly situated just 7 minutes from the highway mid-point between the two bridges! You can park for free at the main KDH beach access—complete with lifeguards and indoor facilities—and have your toes in the sand in under 10 minutes!
This is a rare gem that is ready for you to move in and enjoy!
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5 bd
5 ba
Semi-oceanfront in Kill Devil Hills with wide, open ocean views, nearly 3,300 sqft, 5 bedrooms, and 5 full bathrooms plus a half bath. This reverse floor plan is designed to capture the view, with the top level positioned to bring the ocean into the main living areas and the ship’s watch above. Well maintained and turnkey, both HVAC systems just replaced 2026! The home offers an elevator to all levels, a mid-level den, game room, heated pool, and hot tub, with 4 en suite bedrooms supporting a comfortable and well-planned setup for guests.
The upper level is centered on an open floor plan with the living, dining, and kitchen areas oriented toward sweeping ocean views. Vaulted cathedral ceilings add volume and natural light. The great room with fireplace anchors the main living space and flows into the dining and kitchen areas, where long sightlines look out to the expansive Atlantic views. The kitchen includes granite countertops, a pantry, and breakfast bar seating, with the dining area sized for a full gathering. The ship’s watch is positioned above, offering an elevated vantage point with even broader ocean views. Access to the covered front deck extends from the main living space, creating a natural place to relax or dine while enjoying the ocean views. The primary en suite is on this level and features a large private bath, creating a comfortable primary retreat. Elevator access to this level adds convenience.
The mid-level is arranged for guest comfort, with three en suite bedrooms, each with large private baths. One of these en suites, along with the den, opens to the mid-level covered deck, where ocean breezes and the sound of the surf carry through. The den offers a quieter place to sit and unwind, set apart from the main living space. Elevator access continues here for easy movement between floors.
The ground level is set up for fun and convenience, with a spacious game room and wet bar creating a natural hangout space. An additional bedroom, full bath, and laundry area add everyday practicality for guests. This level opens directly to the outdoor area, where the 12x24 pool, hot tub, and outdoor shower are just steps away for easy access throughout the day.
Expansive ocean views set the tone, supported by a reverse floor plan that keeps the focus on the water from the main living areas and ship’s watch above. Four en suite bedrooms, multiple gathering areas, and an elevator serving every floor create a layout that fits how vacation homes are used. The private pool and hot tub add to the appeal for guests, while Atlantic Street beach access (approximately 230 yards north) adds convenience. Kill Devil Hills offers a central location with easy access to dining, shopping, and local attractions.
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$1,099,500
4 bd
4 ba
This turn-key home offers 2,678 sqft with 4 bedrooms (3 en suites), 4.5 bathrooms, a spacious den/game room, a private in-ground pool, a new Fortified Roof™, and updated decking. Last rented in 2011, the home has avoided the typical wear and tear of a vacation rental, making it appealing as a personal beach getaway or income producer. The beach access at the end of the street is an easy walk, and the central Kill Devil Hills location keeps restaurants, shopping, and attractions close by.
The top level’s open floor plan includes a bright, comfortable family room with direct access to the large sun deck. The kitchen features granite countertops, generous counter space, and a breakfast bar for casual dining, while the dining area accommodates sit-down meals. The primary en suite on this level opens to the sun deck and includes a private bath with a custom-tiled walk-in shower. A convenient half bath is also located on this level.
The spacious, light-filled mid-level foyer is finished with hardwood floors and has room for a sitting or reading area. Two additional en suite bedrooms each have a private bath, and one of the bedrooms opens directly to the covered deck. The nearby laundry area includes a full-size washer and dryer.
The ground level features a spacious den/game room that can accommodate a pool table, game tables, and comfortable seating. The wet bar and 2nd refrigerator make entertaining easy. The fourth bedroom off the den/game room connects to a dual-entry, semi-private bath that is also convenient for anyone using the pool. Dedicated interior storage areas are also available providing practical space for household supplies and personal items.
Outside, the large grassy yard provides plenty of room for lawn games and outdoor play. The private in-ground pool, with a new liner, is bordered by ample concrete decking for lounging poolside. A fish-cleaning station, foot wash, and exterior storage for beach and pool gear add everyday convenience.
Fresh interior paint, a new Fortified Roof™, and two new HVAC units add to the home’s turn-key appeal. The well-designed floor plan and inviting pool area make it well-suited as a private beach getaway or vacation rental. Its prime Kill Devil Hills location- with beach access at the end of the street and restaurants, shopping, and attractions close by- is one of the home’s strongest features.
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3 bd
2 ba
Great neighborhood. Vinyl siding.Total square footage heated 1,344. Roof just replaced in 2023, upstairs HVAC replaced in 2016. Minisplit system downstairs replaced in 2025. Upstairs has full kitchen. Downstairs bedroom has a kitchenette. 2 sets of stackable washer dryers. Needs some work. Seller is not doing any repairs. Priced accordingly. Double driveway. No inside stairway to downstairs bedroom, but it is a permitted 3 bedroom. 3 bedroom septic.
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3 bd
2 ba
Renovated throughout and thoughtfully designed for effortless coastal living, "Little Pearl" is a charming 3 bedroom, 2 bath cottage in the heart of the Avalon Beach subdivision of Kill Devil Hills. The upper level features a bright, open-concept living area with vaulted ceilings and an effortless flow into the dining space and updated kitchen. Designed for gathering, the kitchen offers stainless steel appliances, a wine refrigerator, a breakfast bar, and ample dining space. The primary suite includes a private ensuite bath with a custom walk-in tile shower, while two additional bedrooms and a second full bath provide comfortable accommodations for family and guests. The ground level offers the convenience of a dry entry, leading to a spacious laundry and storage area with plenty of room for beach gear, along with direct access to the attached one-car garage, ideal for storing bikes, surfboards, fishing equipment, and other coastal essentials. Most furnishings convey, making this home move-in or rental ready from day one. Outside, enjoy an outdoor shower, grilling area, and a low-maintenance yard designed for easy beach living. Located in the desirable Avalon Beach community, this home is surrounded by amenities that make coastal living easy. Owners have the opportunity to join the voluntary Avalon Beach Improvement Association (ABIA), which offers private oceanfront parking near Avalon Pier, a soundfront park with a dock, and community events throughout the year. The nearby Avalon Beach public boat ramp provides quick access to Kitty Hawk Bay, making it easy to spend the day boating, fishing, kayaking, or paddle boarding.
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$599,000
3 bd
1 ba
Located in the desirable Ocean Acres neighborhood of Kill Devil Hills, this beautifully renovated home offers quality upgrades and a prime Outer Banks location. Completely gutted and remodeled in 2023, the home features a stunning kitchen with quartz countertops, tile backsplash, hardwood floors throughout the main living areas, and a tiled shower in the updated bathroom. A remote-controlled blind for the sliding glass door adds modern convenience and style. Feel relaxed from the moment you walk in the door!
Exterior improvements include durable LP Smart Siding, a 50-year architectural roof, and a spacious composite deck with PVC handrails—perfect for enjoying the coastal breeze. Two outdoor shower stalls provide the ideal setup after a day at the beach. Downstairs you’ll find a convenient half bath and an additional heated and cooled bedroom offering flexible space for guests. The screened in sitting area adds the perfect place to unwind after a day at the beach.
A new concrete driveway was completed in 2025, and all renovations were fully permitted, giving peace of mind to future owners. This home has been used only as a second home and has never been rented. Ideally located just minutes from the natural beauty and trails of Nags Head Woods Ecological Preserve, as well as nearby beaches, shopping, and dining, this property is a perfect choice for a primary residence, second home, or investment opportunity on the Outer Banks.
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3 bd
3 ba
Built in 2020 and just steps from Bay Drive, this beautifully maintained 3-bedroom, 3-bath home offers coastal living with incredible flexibility. The bright, open floor plan features cathedral ceilings, newly installed LVT flooring throughout, and a stylish kitchen with granite countertops, tile backsplash, and new 2025 appliances, including a gas range, refrigerator, and microwave.
A major highlight is the separate-entry, full ensuite apartment on the first floor, complete with a new kitchenette and stackable washer/dryer, offering excellent space for guests, extended family, or separate rental potential. Enjoy beautiful sound views from the covered deck—perfect for relaxing or entertaining.
Move-in ready and ideally located near Bay Drive and the beach, this home is an excellent choice for a primary residence, second home, or investment property.
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3 bd
3 ba
SPACIOUS, BEAUTIFULLY MAINTAINED HOME WITH UPDATED INTERIORS, AND A CENTRAL KDH LOCATION!
103 W Aviation Avenue is a spacious and inviting Kill Devil Hills home in a wonderfully convenient central location close to some of the area’s most beloved landmarks and everyday amenities. Positioned near the Wright Brothers National Memorial and just a short distance from the beach, shopping, grocery stores, restaurants, First Flight Schools, Aviation Park, and local attractions, this property offers the ease and accessibility that make life in the heart of Kill Devil Hills so appealing.
With three bedrooms, three full bathrooms, and multiple bonus rooms the home provides a flexible layout well suited for a primary residence, second home, or coastal getaway. Inside, the main living spaces feel bright, comfortable, and welcoming, with a spacious living room that enjoys plenty of natural light and is an easy place to gather, relax, and unwind.
The kitchen is thoughtfully appointed with updated appliances, generous countertop space, and seating that creates a natural connection between cooking, dining, and conversation. The nearby dining area adds to the home’s functionality, making it easy to host family and friends or enjoy casual everyday meals. Throughout the home, the bathrooms are well cared for and nicely updated, adding comfort and style for owners and guests alike.
One of the home’s standout spaces is the wonderful sunroom, complete with ceiling fans and abundant natural light. Whether used as a quiet reading room, morning coffee spot, additional lounge area, or flexible gathering space, this room adds warmth, character, and year-round livability.
Downstairs is equipped with a spacious 2 car garage and a well-appointed bonus suite with a kitchenette and full bathroom.
Outdoor living is also a highlight, with a back deck, hot tub, and space to enjoy the coastal air. The two-car garage provides valuable parking, storage, and room for beach gear, bikes, tools, and more—an especially useful feature in an Outer Banks home.
Located in the heart of Kill Devil Hills, 103 W Aviation Avenue places you close to the Wright Brothers National Memorial, public beach access, local dining, coffee shops, grocery stores, and the many conveniences of town. Whether you’re looking for a full-time residence, second home, or a property with room for family and guests, this well-located home offers space, comfort, and easy access to the best of central Outer Banks living.
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3 bd
2 ba
This is your opportunity to own this charming beach house getaway! Tastefully decorated and fully equipped to satisfy every thing you need to provide a relaxing and comfortable vacation or as a second or Primary home. NEW HOT TUB, Fenced in yard for your doggies, wrap around covered large deck and spacious room underneath with picnic table, corn hole and storage for all your beach chairs and beach toys & Outdoor shower. Excellent maintenance by owners and it shows. NEW dishwasher and bathroom vanity. FRESHLY PAINTED DECK and STEPS. Septic pumped Jan 2024. All items in garage convey. Amazing LOCATION with steps to beach access (catch those beautiful sunrises) and sound access (enjoy the amazing sunsets) both from the end of Third Street. Be sure to take advantage of the FREE public sound access at 3134 Bay Dr., which offers a pier, gazebo and easy canoe, kayak and Paddleboard launching. Have a boat? Take advantage of the free and public boat launch at 1301 Dock St. Close to shopping, RC theatre, restaurants, Lost Treasure putt putt golf, medical facilities, playground and splash pad! Could be an income producer! See the rental projection from Booksmart 57,000! Why wait? Make plans to view Sea Glass Shack today. You’ll be glad you did!
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4 bd
3 ba
BEAUTIFUL SOUND VIEWS, FABULOUS LOCATION! Welcome to a home that puts you in the heart of everything there is to love about Kill Devil Hills! Whether you're searching for a full-time residence, a second home, or an income-producing beach getaway, this well-built Carl Worsley home offers an outstanding opportunity in a location that's hard to beat.
Start your mornings with coffee or wind down the day with spectacular ever-changing sound views from your top-level deck. Situated less than a block from the Bay Drive multiuse path, you'll enjoy easy access to miles of waterfront walking and biking, opportunities to launch your kayak or boat, and countless chances to take in the area's natural beauty.
When it's time for a day at the beach, the Hayman Blvd. beach access with convenient oceanfront parking is just minutes away. Nearby Hayman Park offers wide-open green space and playground equipment, while local favorites including the Wright Brothers National Memorial, shopping, restaurants, and entertainment are all close at hand—providing easy access to the Outer Banks lifestyle.
Inside, the reverse floor plan is designed to maximize views and livability. The spacious top level brings together the living, dining, and kitchen areas into one welcoming gathering space that opens onto the partially covered sun deck with fantastic sound views. A convenient powder room serves this level, while the elevated ship's watch has been thoughtfully outfitted as a home office—perfect for remote work or a quiet place to catch up between beach days.
The mid-level is home to a comfortable primary suite featuring an oversized closet and private ensuite bath, along with two additional bedrooms connected by a pass-through bath with double vanity. Laundry is conveniently located on this floor, making everyday living a breeze.
Downstairs, you'll find a versatile ground-level suite that lives much like a studio apartment, with spacious combined living and sleeping quarters, a full bath, and its own private entrance for added flexibility. The attached single-car garage provides abundant storage and could easily serve as an open-air lounge or game room.
Step outside to a fenced backyard that's ready for your vision. Whether you dream of lush landscaping, outdoor entertaining, or creating your own private retreat, the possibilities are plentiful. An outdoor shower makes rinsing off after a day at the beach quick and convenient.
RECENT IMPROVEMENTS provide peace of mind, including a brand-new fortified roof (December 2025), mid-level HVAC system (April 2025), and water heater (August 2025). This home is ready to enjoy immediately or continue as a hybrid vacation rental, with over $35,000 in current season bookings and additional seasonal income potential.
While the home has been well cared for, offers solid construction, and is comfortably move-in ready, there's also exciting opportunity to add your own style. A few cosmetic updates—such as refreshed flooring, countertops, or finishes—could elevate the home even further and maximize both its enjoyment and long-term value. We've provided virtual inspiration in the photos marked "virtually redecorated" to demonstrate just how much this home would shine with updated flooring in the living/kitchen/dining area, new kitchen countertops, and fresh paint.
With sound views, an unbeatable location near both the beach and the sound, recent major system updates, and tremendous potential, this is an opportunity you won't want to miss - schedule your private tour today!
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4 bd
2 ba
Welcome to this beautifully renovated home in Kill Devil Hills! Situated on a desirable corner lot, this light and airy home has been thoughtfully updated throughout, offering a fresh, modern feel. The renovated kitchen features updated appliances, a farmhouse sink, and butcher block countertops., Within the last two years, the owners have installed new flooring and fresh interior and exterior paint throughout. They have replaced most of the interior doors to updated solid wood doors. Both bathrooms have been completely updated with the primary getting a new floor-to-ceiling walk-in shower with Fireclay Tile. The exterior deck has been fully resurfaced with new horizontal railings. The flexible floor plan offers a bonus fourth room currently used as a playroom. The home’s septic system is rated for four bedrooms, providing excellent flexibility for a growing family, guests, office, or additional sleeping space. Residents of The Landing also enjoy access to a private neighborhood dock and boat ramp. This updated turnkey home would make a great primary, second home or investment property.
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